Terms and Conditions

Welcome to craig-olsen.com. These Terms and Conditions govern your access to and use of craig-olsen.com, including all content, services, and functionality offered through our website.

Introduction
These Terms and Conditions constitute a legally binding agreement between you and craig-olsen.com. By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these terms.

Definitions
“Website” refers to craig-olsen.com
“Services” means all services, content, and features provided through craig-olsen.com
“User” means any individual or entity accessing or using the Website
“Content” includes text, images, videos, audio, and other materials available on the Website

Acceptance of Terms
By accessing our Website, you agree to these Terms and Conditions in their entirety. If you disagree with any part of these terms, you must not use our Website or Services.

Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes become effective immediately upon posting to the Website. Your continued use of the Website following any modifications indicates your acceptance of the updated terms.

Use of Services

Eligibility
You must be at least 18 years old to use our Services. By using the Website, you represent and warrant that you meet this requirement.

Account Responsibilities
You are responsible for maintaining the confidentiality of your account credentials and for all activities occurring under your account. You must immediately notify us of any unauthorized use of your account.

Prohibited Activities
You agree not to:
Violate any applicable laws or regulations
Impersonate others or provide false information
Interfere with the Website’s security features
Upload malicious code or harmful content
Attempt to gain unauthorized access to our systems

Intellectual Property
All content on craig-olsen.com, including but not limited to text, graphics, logos, and software, is our exclusive property. You may not reproduce, distribute, or create derivative works without our express permission.

User-Generated Content
By submitting content to our Website, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and distribute such content. You represent that you have all necessary rights to grant this license.

Privacy Policy
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our Services, you consent to our privacy practices.

Third-Party Services
Our Website may contain links to third-party websites. We are not responsible for the content or practices of these sites. Your use of third-party services is at your own risk.

Disclaimers and Limitation of Liability
We provide our Services “as is” without warranties of any kind. We are not liable for any damages arising from your use of our Services, including indirect, incidental, or consequential damages.

Indemnification
You agree to indemnify and hold harmless craig-olsen.com from any claims, damages, or expenses arising from your violation of these Terms or your use of our Services.

Termination
We may terminate or suspend your access to our Services at any time, without notice, for any reason. Upon termination, all provisions of these Terms which should survive termination shall continue in effect.

Governing Law and Dispute Resolution
These Terms are governed by the laws of the jurisdiction where craig-olsen.com is registered. Any disputes shall be resolved exclusively in the courts of this jurisdiction.

Miscellaneous

Entire Agreement
These Terms constitute the entire agreement between you and craig-olsen.com regarding the use of our Services.

Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Waiver
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

Contact Information
For questions about these Terms and Conditions, please contact us at:

Email: [email protected]
Phone: 555-0123
Address: 123 Business Street, City, State, ZIP